Mindblown: a blog about philosophy.

  • Essential Legal Tips for First-Time Homebuyers

    Essential Legal Tips for First-Time Homebuyers

    Hire a Real Estate Lawyer Early: Secure legal guidance to review documents and avoid costly mistakes in your home purchase.Understand the Agreement: Thoroughly review the Agreement of Purchase and Sale to ensure compliance and protect your interests.

  • Happy Family Day

    Happy Family Day

    In some families, it’s a day to spend time playing in the snow, building snowmen, or having snowball fights. Some families take advantage of the long weekend to have a "staycation" and enjoy the activities in their own city or town. Take advantage of this wonderful time of year to reinforce your family bonds. Wishing…

  • Higher prices, seller’s market in Edmonton housing 2025 forecast

    The Realtors Association of Edmonton forecasts a continued seller's market in 2025, with prices expected to rise, albeit at a slower rate than in 2024. The association anticipates a 3.3% increase in total unit sales, a 2.4% rise in average prices, and a 4.1% increase in new listings. The city reported 13,484 housing starts by…

  • Happy Valentine’s Day

    Happy Valentine’s Day

    Valentine’s Day occurs every February 14 around the world, and candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to appear until after 1400. By the middle of the 18th, it was…

  • Global Mortgage Service Market Poised for Growth

    Global Mortgage Service Market Poised for Growth

    The global Residential Mortgage Service market is growing with advancements in technology and government investment. The market is driven by increasing demand for affordable loans and a variety of mortgage options.

  • Why Late-Q4 Became Canada’s Hottest Housing Market

    Why Late-Q4 Became Canada’s Hottest Housing Market

    Canadian real estate shows unexpected December surge, challenging usual seasonal slowdowns. Limited supply drives price increases as buyers expect higher costs in the coming year.

  • Edmonton affordability still a 2025 commercial real estate factor

    Edmonton's 2025 commercial real estate market is anticipated to experience increased demand for rentals, a shift to higher-quality office spaces, and strong industrial sector growth. The office vacancy rate may rise to 23.6%, but landlords investing in upgrades could see more leasing activity. Despite Downtown challenges, the industrial market shows good absorption and limited supply,…

  • New Taxes and Increases Coming to Alberta in 2025

    New Taxes and Increases Coming to Alberta in 2025

    Starting Jan. 1, a provincial vaping tax will raise product prices by ↑ ~20% in Alberta. In early 2025, electric vehicle owners will pay a $200 provincial tax upon registration.

  • BMO Reinstates Stress Test for Uninsured Mortgage Switches

    BMO Reinstates Stress Test for Uninsured Mortgage Switches

    BMO's Change: Reinstates OSFI stress test for uninsured switches after briefly removing it. Qualification Rules: Borrowers must qualify using the higher of 5.25% or contracted rate + 2%.

  • Canada’s Housing Market Sees Strong Fall Close

    Canada’s Housing Market Sees Strong Fall Close

    Lower interest rates and expectations of further cuts are fuelling strong homebuying activity across Canada.November data shows strong market performance, with resales and prices rising from October across major areas.

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